Terms of use

Effective October 18, 2026.

This site is published by Covaru Insurance Services, an insurance agency licensed in California and Texas. By using it you agree to these terms.

Nothing on this site is an offer of coverage, a quote, or investment, tax or legal advice. Coverage is subject to the terms of the policy issued by the insurance company, and products and availability vary by state. Descriptions of plans are general and may not match a specific insurer’s rules.

We try to keep the site accurate and current, but we do not guarantee that it is free of errors. Insurance rules change. Confirm anything that matters to you with us on a call before acting on it.

The site may link to other sites. We are not responsible for their content, and we are not liable for losses from relying on this site.

These terms are governed by the laws of the State of California.